The New Trump Account for Children
兒童版川普帳戶
Introduction
The United States government starts the Trump Account on July 4. This program helps children save money for the future.
美國政府於 7 月 4 日推出川普帳戶。此計劃旨在幫助兒童為未來儲蓄。
Main Body
Any U.S. citizen under 18 can have this account. Babies born between 2025 and 2028 get $1,000 from the government. Parents can put $5,000 in the account every year and pay no gift tax.
任何 18 歲以下的美國公民都可以開設此帳戶。在 2025 年至 2028 年間出生的嬰兒可獲得政府提供 1,000 美元。父母每年可在帳戶中存入 5,000 美元且無需繳納贈與稅。
Some people worry about men and women. Men often have more money in their savings than women. This happens because women often earn less money. Also, women often stay home to care for family members.
有些人擔心男女之間的差異。男性在儲蓄金額上通常高於女性，這是因為女性的收入通常較低。此外，女性經常需要留在家中照顧家人。
When the child turns 18, the account becomes a retirement account. The person cannot take money out before age 59.5. But they can take money for college, a first home, or a baby. This helps parents keep their own savings.
當孩子年滿 18 歲時，該帳戶將轉為退休帳戶。在 59.5 歲之前不得提取資金。但若用於就讀大學、購買首套房或生育孩子，則可以提取。這有助於父母保留自己的儲蓄。
Conclusion
More than 6 million people joined the program. It helps children save money, but it may not fix the money gap between men and women.
已有超過 600 萬人加入此計劃。它雖然能幫助兒童儲蓄，但可能無法消除男女之間的金錢差距。
Vocabulary Learning
💡 Money Words
In this story, we see words that describe money and moving it:
- Save → To keep money for later.
- Earn → To get money for working.
- Put in → To add money to an account.
- Take out → To remove money from an account.
🛠️ Talking about 'Who'
Look at how the text groups people. To reach A2, you need to connect a group to a fact using often:
[Group] + often + [Action]
- Men often have more money.
- Women often earn less money.
- Women often stay home.
Tip: Use "often" when something happens many times, but not always.