New Money Accounts for Children
兒童新儲蓄帳戶
Introduction
The U.S. government starts 'Trump Accounts' on July 4. These are special savings accounts for children to help them have money in the future.
美國政府於7月4日開始推出「川普帳戶」。這些是專為兒童設計的特別儲蓄帳戶，旨在幫助他們在未來擁有資金。
Main Body
Children under 18 can have these accounts. Babies born between 2025 and 2028 get $1,000 from the government. Some children born between 2016 and 2024 also get $250 from a private gift.
18歲以下之兒童可以開設這些帳戶。2025年至2028年間出生的嬰兒將獲得政府提供的1,000美元。部分2016年至2024年間出生的兒童也能獲得250美元的私人捐贈。
Many big companies help too. Companies like JPMorgan and Intel give more money to the children of their workers. Families can put up to $5,000 in the account each year.
許多大公司也提供協助。像是摩根大通（JPMorgan）和英特爾（Intel）等公司，會為其員工的子女提供更多資金。
When the child turns 18, the account becomes a retirement account. Some people say this helps poor families. Other people say it only helps rich families.
當孩子滿18歲時，該帳戶將轉為退休帳戶。有些人認為這有助於貧困家庭，而有些人則認為這僅對富裕家庭有幫助。
Conclusion
The program starts on July 4. Bank of New York Mellon and Robinhood will help people use the accounts.
該計畫於7月4日開始。紐約美林銀行（Bank of New York Mellon）和 Robinhood 將協助民眾使用這些帳戶。
Vocabulary Learning
💰 Money Words & Numbers
In this text, we see how to talk about money and amounts. For a beginner, the most important thing is knowing how to link a person to a number.
1. The "Amount" Pattern Look at how we say how much money someone gets:
- Babies $1,000
- Some children $250
- Families $5,000
2. Time Words (The "When") To reach A2, you must connect dates to events. Notice the use of between and on:
- On July 4 (A specific day)
- Between 2025 and 2028 (A period of time)
3. Simple Action Verbs These are the three "money actions" from the story:
- Get (Receive money) Babies get $1,000.
- Give (Send money) Companies give more money.
- Put (Save money) Families put $5,000 in the account.