New Savings Accounts for Children
兒童新儲蓄帳戶
Introduction
The US government started a new program. It is called Trump Accounts. These are special bank accounts for children.
美國政府啟動了一項新計劃，稱為「川普帳戶」。這些是專為兒童設計的特別銀行帳戶。
Main Body
Parents can put money in these accounts for children under 18. When the child becomes an adult, the account becomes a retirement account. People use a special form or a birth record to join.
父母可以為 18 歲以下的兒童在這些帳戶中存錢。當孩子成年後，該帳戶將轉為退休帳戶。人們可以使用專用表格或出生紀錄來加入。
People can put $5,000 in the account every year. The government gives $1,000 to children born between 2025 and 2028. The money goes into big US company funds. People can use a phone app to manage the money.
每年可在帳戶中存入 5,000 美元。政府將向 2025 年至 2028 年間出生的兒童提供 1,000 美元。資金將投入美國大型公司基金。人們可以使用手機應用程式來管理資金。
Some big companies and rich people also give money. For example, Michael Dell gives money to poor children. However, some experts think the plan is too hopeful. Many people do not trust the government's money plans.
一些大公司和富豪也會捐款。例如，Michael Dell 會捐款給貧困兒童。然而，一些專家認為該計劃過於理想，許多人並不信任政府的資金計劃。
Conclusion
Trump Accounts are now open. They help American children save money for the future.
「川普帳戶」現已開放，旨在幫助美國兒童為未來儲蓄。
Vocabulary Learning
🕒 Time & Changes
In this text, we see how things change over time. This is a great way to learn how to describe a process.
The Timeline: Child Adult Retirement
Key words for A2:
- Become: To change into something else. (Example: The account becomes a retirement account.)
- Future: The time that will come after now. (Example: Save money for the future.)
💰 Money Words
Instead of just saying "money," use these specific words to sound more natural:
| Word | Simple Meaning |
|---|---|
| Account | A place in a bank for your money |
| Funds | A large amount of money for a specific reason |
| Save | To keep money for later |
📝 How to describe people
Notice how the text describes different groups of people. You can use these pairs to describe others:
- Rich Poor
- Adult Children