New Savings Accounts for Children
兒童新儲蓄帳戶
Introduction
The United States government started 'Trump Accounts'. These are special savings accounts for people under 18 years old.
美國政府啟動了「川普帳戶」。這些是為 18 歲以下人士設立的特別儲蓄帳戶。
Main Body
Children born between 2025 and 2028 get $1,000 from the government. All children under 18 can have an account. Parents manage the money. At age 18, the child takes the money. They can use it for college, a house, or a business.
2025 年至 2028 年間出生的兒童可獲得政府提供的 1,000 美元。所有 18 歲以下兒童皆可開設帳戶。由父母管理資金。在 18 歲時，兒童可領取該筆款項，用於就讀大學、購屋或創業。
Family and friends can put money in the account. They can add up to $5,000 every year. The money goes into the stock market to grow.
親友也可以向帳戶內存錢。每年最高可存入 5,000 美元。資金將投入股市以獲取增值。
Many big companies and rich people are giving money to these accounts. For example, the Dell family and SpaceX gave a lot of money to help poor children. Some experts worry that rich families will get more help than poor families.
許多大公司與富豪正向這些帳戶捐款。例如 Dell 家族與 SpaceX 捐贈了大量資金以幫助貧困兒童。部分專家擔心，富裕家庭獲得的幫助將多於貧困家庭。
Conclusion
The program is now open. More than 6 million people have these accounts now.
該計畫現已開放。目前已有超過 600 萬人開設此類帳戶。
Vocabulary Learning
💡 The 'Money Action' Map
In this text, we see how verbs change when we talk about money. For a beginner, the most useful pattern here is how we move money from one place to another.
The Flow of Cash:
- Get → To receive (Government Child)
- Manage → To control/look after (Parent Money)
- Put in / Add → To increase the total (Family Account)
- Give → To provide for someone else (Rich people Poor children)
- Take → To remove or collect (Child Account)
Quick A2 Tip: Simple Plurals Notice how we describe groups of people. We just add -s:
- Child Children (Special word!)
- Person People (Special word!)
- Company Companies
- Family Families