New Credit Card Offers
新信用卡優惠
Introduction
Banks are fighting for new customers. They give big gifts of money and points to people who open new credit cards.
銀行正在爭奪新客戶，因此會向申請新信用卡的用戶提供豐厚的現金獎勵與積分。
Main Body
Some cards give big bonuses. But you must spend a lot of money first. For example, you may need to spend $4,000 in three months. You must check if you can spend this much money.
有些卡片提供的高額獎勵很高，但您必須先消費大量金錢。例如，您可能需要在三個月內消費 4,000 美元。您必須確認自己是否能消費這麼多錢。
There are two types of cards. Premium cards have high fees every year, but they give more gifts. Free cards have no yearly fee, but they give fewer gifts.
卡片分為兩種類型。高級卡每年年費較高，但提供的禮品較多；免費卡則無年費，但禮品較少。
Different banks have different rules. American Express gives many points for food and shops. Citi gives points without a limit. Some cards are better for luxury, and some are better for saving money.
不同銀行的規則不同。美國運通 (American Express) 在餐飲和購物方面提供許多積分，花旗銀行 (Citi) 則提供沒有上限的積分。有些卡片更適合追求奢華，而有些則更適合省錢。
Conclusion
There are many good offers now. You must choose between a big gift today or low costs for the future.
現在有許多不錯的優惠。您必須在目前的豐厚獎勵與未來的低成本之間做出選擇。
Vocabulary Learning
The 'Comparing' Tool
In this text, we see how to describe two opposite things. This is a key skill for A2 learners.
The Pattern: More vs. Fewer
- More used for things we can count or measure (More gifts, more points).
- Fewer used for things we can count (Fewer gifts).
Spot the Contrast
| Premium Cards | Free Cards |
|---|---|
| High fees More gifts | |
| No fees Fewer gifts |
Quick Logic If you want a big reward, you pay a high price. If you want low costs, you get fewer rewards.