New Savings Accounts for Children
新的兒童儲蓄帳戶
Introduction
The US government has a new program called Trump Accounts. It helps children save money for the future.
美國政府推出了一項名為「川普帳戶」的新計劃，旨在幫助兒童為未來儲蓄。
Main Body
Children born between 2025 and 2028 get $1,000 from the government. This money goes into the stock market. Some other children get $250 from a gift by Michael and Susan Dell.
2025 年至 2028 年間出生的兒童可獲得政府提供的 1,000 美元。這筆資金將投入股票市場。部分兒童則會收到由 Michael 與 Susan Dell 捐贈的 250 美元禮金。
Some people like this plan. They say it helps poor children. Other people do not like it. They say the taxes are too high and it is not a good deal.
有些人支持這項計劃，認為它能幫助貧困兒童。而其他人則不認同，認為稅金過高，且並非理想的方案。
Parents and companies can also put money in the accounts. The child cannot take the money out until they are 18 years old. If they take money out before age 59.5, they must pay a fine.
家長與公司也可以向這些帳戶內存款。兒童必須等到 18 歲才能領取資金。若在 59.5 歲之前領款，則必須支付罰金。
Conclusion
The program is open now. About 6 million families use it.
該計劃現已開通，約有 600 萬個家庭在使用。
Vocabulary Learning
💡 The 'People' Pattern
In this text, we see how to talk about groups of people who have different opinions. This is very useful for A2 level conversations.
The Pattern:
Some people [action/feeling] Other people [different action/feeling]
Examples from the text:
- Some people like this plan. Other people do not like it.
Why this works: Instead of using difficult words like "however" or "on the contrary," you can simply use Some and Other to show two sides of a story.
💰 Money Words to Know
| Word | Simple Meaning |
|---|---|
| Save | To keep money for later |
| Fine | Money you pay as a punishment |
| Gift | Something given for free |
| Taxes | Money paid to the government |
⏳ The 'Until' Rule
Look at this sentence: "The child cannot take the money out until they are 18."
The Logic:
Action UNTIL Time/Age
It means: No money now Money at 18.