New Savings Accounts for Children

兒童新儲蓄帳戶

Jul 9, 2026, 16:38
USFinance

Introduction

The US government started a new program. It helps children save money for the future.

美國政府啟動了一項新計畫，幫助兒童為未來儲蓄。

Main Body

Children born from 2025 to 2028 get $1,000 from the government. Other children can also open accounts. People can put up to $5,000 in the account each year.

2025年至2028年出生的兒童可獲得政府提供的一千美元。其他兒童也可以開立帳戶。每人每年最多可在帳戶中存入五千美元。

Rich people gave a lot of money to help. The Dell family gave billions of dollars. A leader from SpaceX also gave money to help poor children.

一些富有人士捐贈了大量資金提供幫助。Dell家族捐贈了數十億美元。SpaceX的一位領導人也捐款幫助貧困兒童。

Some people are worried about college money. If the government sees this money, students might get less help for college. Experts say people should plan carefully.

有些人擔心大學資金問題。如果政府注意到這筆錢，學生可能會獲得較少的大學助學金。專家表示人們應該仔細計劃。

Conclusion

More than 6 million children have these accounts now. The government is still deciding the rules for college aid.

目前已有超過600萬名兒童擁有這些帳戶。政府仍在決定大學助學金的規則。

Vocabulary Learning

💰 Money Words

Look at these words from the text. They all talk about money:

  • Save → keep money for later
  • Account → a place in a bank for your money
  • Give → send money to someone else
  • Aid → help (usually money) for students

🛠️ Simple Sentence Patterns

In English, we put the Person first, then the Action.

  • The government (Who) →\rightarrow started (Action) →\rightarrow a program (What).
  • The Dell family (Who) →\rightarrow gave (Action) →\rightarrow money (What).

Tip: To talk about the past, we often add -ed to the action (start →\rightarrow started).

📈 Small →\rightarrow Big

Notice how the text describes different amounts:

  1. $1,000 (A good start)
  2. $5,000 (More money)
  3. Billions (A huge amount of money!)

Vocabulary Learning

government (n.)
The group of people who rule a country
Example:The government makes new laws for the city.
program (n.)
A planned set of activities or a system to help people
Example:The school has a special program for reading.
account (n.)
An arrangement with a bank to keep your money there
Example:I put my money in a savings account.
billions (n.)
A very large number (one thousand million)
Example:The company spent billions of dollars on the project.
worried (adj.)
Feeling unhappy or afraid about something that might happen
Example:She is worried about her exam tomorrow.
experts (n.)
People who know a lot about a specific subject
Example:The experts say that eating fruit is healthy.
aid (n.)
Money or help given to people who need it
Example:The students received financial aid for college.
Practice A2 words in a crossword→