New Money Accounts for Children
兒童新儲蓄帳戶
Introduction
The US government started Trump Accounts. These are special bank accounts for children to save money for the future.
美國政府開始推行「川普帳戶」。這些是讓兒童為未來儲蓄的特別銀行帳戶。
Main Body
People can put $5,000 in the account every year. The government gives $1,000 to children born between 2025 and 2028. Many rich people and big companies gave a lot of money to help.
每年可以在帳戶中存入 5,000 美元。政府會向 2025 年至 2028 年間出生的兒童提供 1,000 美元。許多富翁和大公司捐贈了大量資金來提供協助。
Children in foster care can also have these accounts. The state helps them open the account. This helps children who have no parents get money for when they are adults.
寄養照顧下的兒童也可以擁有這些帳戶。州政府會協助他們開戶。這有助於沒有父母的兒童在成年後獲得資金。
Children cannot take the money out until they are 18 years old. They can use the money for school or a first house. If they take money out early, they must pay a fine.
兒童必須到 18 歲才能領取款項。他們可以用這筆錢就學或購買第一間房子。如果提前領款，則必須支付罰金。
Conclusion
Many people gave money to this program. Now, the government must make the rules easy for the children to use.
許多人向此計畫捐款。現在，政府必須制定簡單的規則，以便兒童使用。
Vocabulary Learning
💰 Money Words
Look at these words from the text. They are used for talking about cash and banks:
- Save Keep money for later.
- Account A place in the bank for your money.
- Fine Money you pay because you did something wrong.
🛠️ How to talk about the Future
To talk about things that happen later, we use 'will' or 'can'.
Example from text:
- "Children can use the money for school."
Try this pattern:
- I can buy a house (It is possible in the future).
- I will save money (I plan to do it).
⚖️ Simple Opposites
| Word | Opposite |
|---|---|
| Rich | Poor |
| Give | Take |
| Early | Late |