New Savings Accounts for Children
兒童新儲蓄帳戶
Introduction
The United States government started 'Trump Accounts.' These are special savings accounts for people under 18 years old.
美國政府開始推出「川普帳戶」。這些是給 18 歲以下人士使用的特殊儲蓄帳戶。
Main Body
Children must be U.S. citizens to have an account. Adults or government offices can open the account. Some children get free money to start. Children born between 2025 and 2028 get $1,000. Other children from poor areas get $250.
兒童必須是美國公民才能開戶。成年人或政府部門可以幫忙開戶。部分兒童在開戶時會獲得免費資金。2025 年至 2028 年間出生的兒童可獲得 1,000 美元。其他來自貧困地區的兒童則可獲得 250 美元。
People can put up to $5,000 in the account every year. The money goes into a special stock fund called the S&P 500. Bank of New York Mellon and Robinhood help manage the money.
每年每個人最多可在帳戶中存入 5,000 美元。資金將投入一個名為 S&P 500 的特別股票基金。紐約梅隆銀行與 Robinhood 負責協助管理資金。
Some people like this plan. They say it helps poor people save money. Other people do not like it. They say the rules are too hard. They also worry that people will pay a fine if they take money out too early.
有些人喜歡這個計劃。他們認為這有助於窮人儲蓄。但也有人不喜歡，認為規則太過苛刻。他們還擔心如果過早領錢，將會被處以罰金。
Conclusion
By July 10, 2026, 6.5 million children had these accounts. The total money is almost $125 million.
截至 2026 年 7 月 10 日，已有 650 萬名兒童擁有此類帳戶。總金額接近 1.25 億美元。
Vocabulary Learning
💡 The Magic of 'SOME' and 'OTHER'
In this text, we see a pattern to describe different groups of people. This is a perfect way to move toward A2 English.
The Pattern:
Some [Group A] Other [Group B]
From the text:
- Some children get free money Other children... get $250.
- Some people like this plan Other people do not like it.
How to use it simply: Use Some when you talk about a small part of a group. Use Other to show the opposite or a different part of that group.
Easy Examples:
- Some students are happy. Other students are tired.
- Some food is sweet. Other food is salty.
Quick Word Check: Action Words (Verbs) Look at how these words move the story:
- Start Begin something new.
- Open Create an account.
- Manage Take care of the money.