New Savings Accounts for Children
為兒童設立的新儲蓄帳戶
Introduction
The U.S. government started 'Trump Accounts.' These are special accounts to help children save money for the future.
美國政府開始推出「川普帳戶」。這些是為了幫助兒童為未來儲蓄的特殊帳戶。
Main Body
Children under 18 can have these accounts. Families can put $5,000 in the account every year. Some companies and charities can also give money. Children born between 2025 and 2028 get $1,000 from the government.
18 歲以下的人員可以擁有這些帳戶。家庭每年可以在帳戶中存入 5,000 美元。部分公司和慈善機構也可以捐款。2025 年至 2028 年間出生的兒童可獲得政府提供的 1,000 美元。
Children cannot take the money out until they are 18. Then, the account becomes a retirement account. They can take money out early for college or a new home.
兒童在 18 歲之前不能領出資金。隨後，該帳戶將轉為退休帳戶。如果用於就讀大學或購買新房，他們可以提前領錢。
Many people like this plan. In the first five days, people put $125 million into these accounts. Rich people and companies are helping children save money.
許多人喜歡這個計劃。在最初的五天內，人們已在這些帳戶中存入了 1.25 億美元。富人和公司正協助兒童儲蓄資金。
Conclusion
Trump Accounts are open now. They help American children have more money when they grow up.
川普帳戶現在已經開放。這將幫助美國兒童在成年後擁有更多資金。
Vocabulary Learning
💡 The 'Can' Power-Up
In this text, the word can is used to show what is possible or allowed. For a beginner, this is the easiest way to talk about rules.
How it works:
Person/Group → can → Action
Examples from the story:
- Families → can → put $5,000 in the account
- Companies → can → give money
- Children → can → take money out early
⏳ Time & Money Words
Notice how the text connects a time to an amount. This is a key pattern for A2 speaking.
- Every year → $5,000
- First five days → $125 million
- Born 2025-2028 → $1,000
Quick Tip: Use 'Every [Time Period]' to describe things that happen again and again.