People in North America Have More Debt
北美洲的人們債務增加
Introduction
People in the USA and Canada are using credit cards. They use their savings to buy food and other important things.
美國和加拿大的人們正在使用信用卡，他們使用儲蓄來購買食物和其他重要物品。
Main Body
In the USA, food costs are very high. Many people use credit cards to buy groceries. Some people cannot pay the money back. A new law in 2025 also means fewer people get free food help.
在美國，食物成本非常高。許多人使用信用卡購買雜貨。有些人無法償還款項。2025年的一項新法律也意味著更少的人能獲得免費食物援助。
In Canada, people spend less money on travel and restaurants. They do this to save money for food. Many Canadians spend more than half of their money on bills.
在加拿大，人們在旅遊和餐廳上的花費減少了。他們這樣做是為了省錢買食物。許多加拿大人將超過一半的資金用於支付帳單。
Many people in both countries use 'buy now, pay later' plans. They do this because their pay does not grow as fast as prices.
兩個國家的許多人都使用「先買後付」計劃。他們這樣做是因為薪資增長速度趕不上物價上漲。
Conclusion
People in North America are borrowing money and spending less on fun things to buy food.
北美洲的人們正在借錢並減少在娛樂項目上的花費，以便購買食物。
Vocabulary Learning
💰 Money Action Words
Look at how we describe moving money in this text:
- Spend To give money for something (Example: Spend money on travel)
- Save To keep money for later (Example: Save money for food)
- Borrow To take money you must give back (Example: Borrowing money)
- Pay back To return the money you borrowed (Example: Cannot pay the money back)
Simple Pattern: "Spend [Money] on [Thing]"
In English, we don't say "spend for food," we say spend on.