Prices are Rising in the USA

Introduction

Things cost more money in the USA now. This makes it hard for people to buy things and pay their debts.

Main Body

Prices for food and clothes are going up. This happens because of wars in other countries. The bank keeps interest rates high. This means borrowing money is expensive. Many people are worried about money. They buy cheaper things now. They shop at big warehouses and buy store brands to save money. Some people cannot pay their credit cards. They use special loans to fix their debt. Some people get help from debt agencies to pay their bills.

Conclusion

Prices stay high. People must spend less money and plan their budgets carefully.

Learning

💡 The 'Money' Action Words

In this text, we see how things move up or down. To reach A2, you need to describe these changes simply.

1. Moving Up

  • Prices are rising → Prices are going up.
  • Prices are going up → Things cost more.

2. Moving Down (Saving)

  • Spend less → Use less money.
  • Buy cheaper things → Pay a lower price.

đŸ› ī¸ Useful Word Pairs

Look at how these words work together in the story:

ActionWhat is being affected?
Paybills / debts / credit cards
Savemoney
Planbudgets
Borrowmoney

📝 Simple Rule: 'This means...'

When you want to explain something simply, use 'This means'.

Example from text: "The bank keeps interest rates high. This means borrowing money is expensive."

Try it: "I have no money. This means I cannot buy a car."

Vocabulary Learning

prices (n.)
the amount of money that something costs
Example:The prices of apples have increased this month.
price
The amount of money needed to buy something.
Example:The price of the book is $10.
rising (adj.)
increasing
Example:The rising temperatures make us feel hot.
rise
To increase or go up.
Example:Prices are rising every month.
cost
To require money or effort.
Example:The ticket costs $5.
things (n.)
objects or items
Example:I need to buy many things for the party.
money
Currency used for buying goods or services.
Example:I need more money for groceries.
cost (v.)
to require a certain amount of money
Example:The new phone costs a lot.
hard
Difficult to do or understand.
Example:It is hard to learn a new language.
money (n.)
currency used for buying goods
Example:She saved her money for a vacation.
people
Human beings in general.
Example:People enjoy the park.
hard (adj.)
difficult
Example:It is hard to finish the homework on time.
buy
To purchase something.
Example:I will buy a new phone.
people (n.)
humans
Example:Many people went to the market.
pay
To give money for something you receive.
Example:She pays her rent on time.
buy (v.)
to purchase
Example:I want to buy a new jacket.
debt
Money that is owed to someone.
Example:He has a lot of debt.
pay (v.)
to give money for something
Example:Please pay the bill before leaving.
food
Things that are eaten.
Example:Food is available at the market.
debts (n.)
amounts owed to others
Example:He has to repay his debts.
clothes
Garments worn on the body.
Example:She bought new clothes.
food (n.)
edible items
Example:We bought fresh food at the store.
up
Higher or greater in amount.
Example:The price went up.
clothes (n.)
garments
Example:She bought new clothes for winter.
bank
A financial institution where money is kept.
Example:I deposit money at the bank.
going (v.)
present participle of go
Example:We are going to the park.
interest
The cost of borrowing money.
Example:The interest rate is high.
up (adv.)
direction or increase
Example:The price went up yesterday.
rate
A measure of something per unit of time or quantity.
Example:The interest rate is 5%.
wars (n.)
armed conflicts
Example:Wars can cause many problems.
high
Large in amount or height.
Example:The price is high.
countries (n.)
nations
Example:Different countries have different cultures.
expensive
Costing a lot of money.
Example:That car is expensive.
bank (n.)
financial institution
Example:I need to visit the bank.
worried
Feeling concern or anxiety.
Example:I am worried about the test.
interest (n.)
the cost of borrowing money
Example:The interest on the loan is high.
cheaper
Less costly than something else.
Example:This brand is cheaper.
rates (n.)
measurements or prices
Example:The rates are very high.
shop
To buy goods in a store.
Example:I will shop for groceries.
high (adj.)
tall or large amount
Example:The high price made him think twice.
store
A place where goods are sold.
Example:The store sells clothes.
borrowing (v.)
taking money to use
Example:Borrowing money can be risky.
expensive (adj.)
costing a lot of money
Example:That car is very expensive.
brand
The name of a product or company.
Example:This brand is popular.
worried (adj.)
feeling anxious
Example:She was worried about the test.
loan
Money borrowed with an agreement to repay it.
Example:I took a loan to buy a house.
cheaper (adj.)
costing less
Example:This brand is cheaper than the other.
help
To assist or support someone.
Example:Can you help me?
bill
An invoice for goods or services.
Example:I paid the electricity bill.
shop (v.)
to buy goods
Example:They shop at the mall every weekend.
spend
To use money to buy something.
Example:I spend $10 on coffee.
big (adj.)
large in size
Example:The big house is on the hill.
budget
A plan for how money will be spent.
Example:She made a budget.
warehouses (n.)
large storage buildings
Example:The warehouses hold many products.
plan
To arrange or decide on future actions.
Example:They plan a trip.
store (n.)
a place where goods are sold
Example:The store sells fresh fruit.
carefully
With attention and caution.
Example:She looked carefully.
brands (n.)
names of products
Example:Many people prefer well-known brands.
save (v.)
to keep money for later
Example:She wants to save money for a trip.
special (adj.)
unique or particular
Example:He gave her a special gift.
loans (n.)
borrowed money
Example:They took loans to start a business.
fix (v.)
to repair or solve
Example:He will fix the broken window.
credit (adj.)
relating to borrowing money
Example:He has a good credit score.
cards (n.)
pieces of plastic for payment
Example:She forgot her cards at home.
help (n.)
assistance
Example:They need help with the project.
debt (n.)
money owed
Example:He wants to pay off his debt.
agencies (n.)
organizations that provide services
Example:The agencies offered support.
bills (n.)
invoices to be paid
Example:She paid the bills last night.
stay (v.)
to remain
Example:The price will stay the same.
must (modal)
required
Example:You must finish your homework.
spend (v.)
to use money
Example:He spends money on gadgets.
less (adj.)
smaller amount
Example:She wants to buy less expensive items.
plan (v.)
to organize
Example:They plan their trips carefully.
budgets (n.)
financial plans
Example:The budgets were approved.
carefully (adv.)
with caution
Example:She handled the glass carefully.