ChatGPT Now Helps with Money

Introduction

OpenAI has new money tools for ChatGPT Pro users in the USA. Users can connect their bank accounts to the app.

Main Body

OpenAI bought a small company called Hiro to make these tools. The app uses a service called Plaid. This service connects to 12,000 banks. Users can see their spending and money in one place. Other AI companies also have tools for health and money. OpenAI says the new GPT-5.5 model is very smart. It can answer hard questions about money. Users can delete their bank data. OpenAI keeps the data for 30 days after the user deletes it. The AI can see the money, but it cannot move money or change accounts.

Conclusion

Only Pro users on the web and iPhone can use this now. More users may get it later.

Learning

⚡ The Power of 'CAN'

In this story, we see the word can used many times. We use it to talk about ability (what is possible).

How it works: It never changes! No matter who we talk about, it stays the same.

  • I can \rightarrow He can \rightarrow They can

Examples from the text:

  • "Users can connect their bank accounts" \rightarrow (It is possible for them to do this).
  • "It can answer hard questions" \rightarrow (The AI has the ability to do this).
  • "It cannot move money" \rightarrow (This is impossible/not allowed).

Quick Tip: To make it negative, just add not \rightarrow cannot (or the short version: can't).

Vocabulary Learning

money (n.)
the thing people use to buy things
Example:I need to save some money for a new book.
bank (n.)
a place where people keep money
Example:She went to the bank to withdraw cash.
account (n.)
a record where money is stored
Example:He opened a new bank account.
app (n.)
a small software program on a phone or computer
Example:I downloaded a new app to track my expenses.
users (n.)
people who use something
Example:The users of the app can see their spending.
connect (v.)
to link together
Example:You can connect your bank account to the app.
spending (n.)
the amount of money used to buy things
Example:Her spending this month was higher than expected.
delete (v.)
to remove
Example:You can delete the data from your account.
data (n.)
information that is stored
Example:The app collects data about your purchases.
iPhone (n.)
Apple's smartphone
Example:Only iPhone users can try the new feature.