More People in the US Cannot Pay Their Credit Cards
更多美國人無法償還信用卡債務
Introduction
New reports show that many people in the US have more debt. More people are late with their credit card payments.
新報告顯示，許多美國人的債務增加，更多人延遲支付信用卡款項。
Main Body
Many people did not pay their credit cards for 90 days. This is because prices for food and clothes went up. Also, the cost to borrow money became very high.
許多人已超過 90 天未償還信用卡款項。這是因為食物和衣物價格上漲，且借款成本變得非常高。
Total debt for families is now $18.8 trillion. Some people have a lot of debt but they can still pay. Other people are very poor and cannot pay their bills.
目前家庭總債務為 18.8 兆美元。有些人雖然債務沉重但仍能償還，而有些人則非常貧窮，無法支付帳單。
Rich cities have the most debt, but they do not miss payments. This is different from the 2008 crisis. Now, most people still pay their house loans on time.
富裕城市債務最高，但他們不會延遲還款。這與 2008 年的危機不同，目前大多數人仍能準時償還房貸。
Conclusion
Credit card debt is very high. However, it is not a big crisis like in 2008 because house loans are stable.
信用卡債務雖然很高，但由於房貸依然穩定，因此不會像 2008 年那樣發生重大危機。
Vocabulary Learning
💡 The Power of 'MORE'
In this text, we see a very useful word for A2 students: More.
It helps you compare things or show that a number is growing. Look at these patterns from the story:
- More people (A bigger group of people than before)
- More debt (A larger amount of money owed)
🛠️ Using 'CAN' and 'CANNOT'
To reach A2, you must know how to talk about ability (what is possible).
| Positive (+) | Negative (-) |
|---|---|
| They can still pay. | They cannot pay. |
Simple Rule:
Can = Yes, it is possible.
Cannot (or Can't) = No, it is impossible.
📈 Money Words to Remember
- Debt: Money you owe to someone else.
- Bill: A piece of paper that tells you how much to pay for a service.
- Loan: Money you borrow from a bank (usually for a house or car).