Health Insurance Costs Go Up and Fewer People Join

醫療保險成本上升,參加人數減少


Introduction

The government stopped giving extra money for health insurance. Now, fewer people have insurance for 2026.

政府停止提供醫療保險的額外補貼。因此,2026 年有較少的人投保。

Main Body

The cost of monthly insurance is now 75 percent higher. Because of this, 1.2 million people left their plans. In North Carolina, 22 percent of people stopped their insurance.

現在每月保費上升了 75%。因此,有 120 萬人退出了計畫。在北卡羅來納州,有 22% 的人停止投保。

Small business owners and people with low pay cannot pay the new prices. The cheapest plans are now too expensive for many people.

小企業主和低收入人士無法負擔新價格。現在最便宜的計畫對許多人來說也太貴了。

Healthy people are leaving the insurance plans. This is a problem. Now, the insurance companies may raise prices even more for sick people.

健康的人正逐漸退出保險計畫。這是一個問題。現在保險公司可能會針對病患進一步調漲價格。

Conclusion

Many people do not have health insurance now because the government stopped the help.

由於政府停止補助,現在許多人都沒有醫療保險。

Vocabulary Learning

💸 The 'Price' Connection

In this text, we see how to describe things that cost too much. To reach A2, you need to connect causes and results.

The Pattern: Because of [Reason] → [Result]

From the text:

  • Because of this (high cost) → 1.2 million people left.

Simple breakdown for you:

  1. The Reason: The price is 75% higher. (This is the cause).
  2. The Result: People leave. (This is the effect).

Vocabulary Boost: 'Too' vs 'Very'

  • Very expensive = It costs a lot of money, but I can maybe pay it.
  • Too expensive = I cannot pay it. It is impossible.

Example from text: "The cheapest plans are now too expensive for many people."

Quick Tip: Use 'too' when a situation becomes a problem.

Vocabulary Learning

insurance (n.)
An agreement where you pay money to a company, and they pay for your medical costs.
Example:I have health insurance, so the doctor's visit is free.
government (n.)
The group of people who rule a country and make laws.
Example:The government decided to change the rules for health care.
monthly (adj.)
Happening once every month.
Example:I pay my monthly rent on the first day of the month.
expensive (adj.)
Something that costs a lot of money.
Example:This new phone is too expensive for me to buy.
Practice A2 words in a crossword