Money Problems for Social Security

社會安全金面臨資金短缺問題


Introduction

Social Security will not have enough money between 2032 and 2035. The government must change the laws now. If they do not, people will get less money.

社會安全金在2032年至2035年之間將面臨資金不足。政府現在必須修改法律,否則民眾領取的金額將會減少。

Main Body

The program has less money because people are older. There are fewer workers and more retired people. Also, fewer babies are born and fewer people move to the country.

由於人口老化,該計畫的資金減少了。目前勞動力減少,而退休人數增加。此外,出生率下降,且移居該國的人數也減少了。

Some leaders want to raise taxes. They want rich people to pay more money. Other leaders want to change the rules. They want people to work until they are 69 years old.

部分領導者希望調高稅率,讓富人支付更多資金。其他領導者則希望修改規則,要求人們工作到69歲再退休。

If the government does nothing, the money will run out. Then, the government will pay people only 60% to 86% of their money. This is a big problem for millions of people.

如果政府不採取行動,資金將會耗盡。屆時,政府僅能支付 60% 至 86% 的金額。對於數百萬人來說,這是一個巨大的問題。

Conclusion

Social Security needs more money soon. Congress must decide to raise taxes or change the rules for retired people.

社會安全金很快就需要更多資金。國會必須決定要調高稅率還是修改退休人員的規則。

Vocabulary Learning

The 'Will' Pattern

In this text, we see a lot of words about the future. When we want to say something will happen, we use:

Will + Verb

  • will not have → (No money later)
  • will get → (Receive money later)
  • will run out → (Finish/Empty later)
  • will pay → (Give money later)

Comparing Quantities

To move to A2, you need to show that one thing is more or less than another. Look at these opposites from the text:

Fewer (for things you can count) \leftrightarrow More (for everything)

Fewer workersMore retired people\text{Fewer workers} \rightarrow \text{More retired people}

Less (for things you cannot count, like money) \leftrightarrow More

Less moneyMore taxes\text{Less money} \rightarrow \text{More taxes}

Vocabulary Learning

government (n.)
The group of people who rule a country
Example:The government makes new laws for the city.
retired (adj.)
Someone who stopped working because they are old
Example:My grandfather is retired and likes to garden.
taxes (n.)
Money that people pay to the government
Example:We pay taxes to help build new schools.
run out (v.)
To finish something so there is none left
Example:I cannot make a sandwich because the bread ran out.
Congress (n.)
The group of people who make laws for a country
Example:Congress is meeting today to talk about money.
Practice A2 words in a crossword