Now you can find many ways to save money and get more interest.

現在您可以找到許多儲蓄資金的方法，並獲得更高的利息。

CDs give you a fixed interest rate. You cannot take your money out quickly. High-yield savings accounts let you take money out fast. But the interest rate can change.

定期存款 (CDs) 提供固定利率。您無法快速提取資金。高收益儲蓄帳戶則允許您快速取款，但利率可能會變動。

Money market accounts are like savings accounts and checking accounts. You can write checks and get good interest. For example, $35,000 can earn $1,365 in one year.

貨幣市場帳戶類似於儲蓄帳戶與支票帳戶的結合。您可以開立支票並獲得不錯的利息。例如，35,000 美元一年可賺取 1,365 美元。

Old savings accounts are bad. They pay very little interest. Most people only get 0.38% interest in those accounts.

舊式的儲蓄帳戶表現不佳，利息非常低。大多數人在這類帳戶中僅能獲得 0.38% 的利息。

You must choose between fixed rates and easy access to your money.

您必須在固定利率與資金提取的便利性之間做出選擇。