New Rules for Student Loans
學生貸款新規定
Introduction
The U.S. Department of Education has new rules for student loans. Some people will pay less interest.
美國教育部對學生貸款制定了新規定。部分人士將支付較少的利息。
Main Body
People can pay less interest from July 2026 to June 2028. To get this, they must use automatic payments. People must sign up by September 30.
從 2026 年 7 月到 2028 年 6 月，民眾可以支付較少的利息。為了獲得此優惠，必須使用自動轉帳付款。申請截止日期為 9 月 30 日。
The government is changing how people pay back loans. They are starting a new plan. Some people will pay more money every month now.
政府正在改變還款方式，並啟動一項新計劃。部分人士現在每個月需要支付更多金額。
There was a computer mistake with some loan forms. Some people got a wrong letter about a $50 payment. The government fixed the mistake. They will send new letters.
先前部分貸款表格出現電腦錯誤，導致部分民眾收到關於 50 美元付款的錯誤通知信。政府已修正該錯誤，並將寄發新通知信。
Conclusion
The government is changing the loan system and helping people who use automatic payments.
政府正在改變貸款制度，並協助使用自動轉帳的民眾。
Vocabulary Learning
🕒 Time & Action
Look at how we talk about the future and the past in this text. It is the key to A2 English.
1. The Future (Will) We use will for things that happen later.
- Some people will pay less interest.
- They will send new letters.
Pattern: Person + will + action Future Event.
2. The Past (Was/Fixed) When the story moves to something that already happened, the words change.
- There was a computer mistake.
- The government fixed the mistake.
Contrast:
will send(Future)fixed(Past)
💡 Quick Tip: 'Must' When the text says "they must use" or "must sign up", it means it is 100% necessary. There is no choice.