New Interest Rate for EPF Savings

EPF 儲蓄新利率


Introduction

The Indian government says the interest rate for the Employees' Provident Fund (EPF) is 8.25 per cent for 2025-2026.

印度政府表示,2025-2026 年的員工公積金 (EPF) 利率為 8.25%。

Main Body

The EPF leaders met on March 2. They chose the 8.25 per cent rate. The Ministry of Finance agreed to this number.

EPF 領導層於 3 月 2 日舉行會議。他們選定了 8.25% 的利率。財政部已同意此數字。

This rate is the same as the last two years. It did not change.

此利率與過去兩年相同,沒有變動。

In the past, the rate changed many times. In 2022, the rate was very low at 8.10 per cent. Now, the rate is stable.

過去,利率多次變動。2022 年時,利率非常低,僅為 8.10%。現在利率已趨於穩定。

Conclusion

The EPFO will put this money into more than seven crore accounts this month.

EPFO 將在本月將這筆款項撥入超過七千萬個帳戶。

Vocabulary Learning

🕰️ The 'Past' Pattern

Look at how the text talks about things that already happened. To reach A2, you need to recognize the -ed ending and the special word was.

1. Action words (Regular):

  • met → (from meet)
  • chose → (from choose)
  • agreed → (from agree)
  • changed → (from change)

2. Being/State (The word 'Was'):

  • "The rate was very low."
  • Use was for one thing in the past.

💡 Quick Tip: When you see a word ending in -ed, the person is not doing it now. They did it before.

Vocabulary Learning

interest rate (n.)
The percentage of extra money a bank or fund pays you for saving money.
Example:The interest rate on my savings account is very good.
government (n.)
The group of people who rule a country.
Example:The government makes new laws for the city.
agree (v.)
To say yes or have the same opinion as someone else.
Example:I agree with you that the movie was great.
stable (adj.)
Something that does not change; it stays the same.
Example:The price of bread is stable this month.
account (n.)
A record of money kept in a bank.
Example:I opened a new bank account yesterday.
Practice A2 words in a crossword