Current discussions about the world's wealthiest people focus on the difference between what is expected of them in terms of charity and how they actually give away their money.

目前關於全球最富有人士的討論，集中在社會對其慈善期望與其實際捐贈方式之間的差異。

The effectiveness of the Giving Pledge, started in 2010, has been questioned by the Institute for Policy Studies. Their analysis shows that many participants have failed to meet their voluntary promises. For example, a group of 32 original signers saw their total wealth grow by 283%, yet only one couple actually gave away the amount they promised. The study emphasizes that using private foundations allows donors to keep control of their money, as 80% of donations go to these organizations. Furthermore, the average annual payment rate of 9.2% is considered too low compared to the tax breaks the public provides.

政策研究學院（Institute for Policy Studies）質疑 2010 年啟動的「捐贈誓言」（Giving Pledge）之有效性。其分析顯示，許多參與者未能履行其自願承諾。例如，一組 32 名最初的簽署者其總財富增長了 283%，然而僅有一對夫婦實際捐出了他們承諾的金額。研究強調，使用私人基金會使捐贈者能維持對資金的控制，因為 80% 的捐款流向這些組織。此外，年平均支付率 9.2% 與公眾提供的稅務減免相比，被認為過低。

On the other hand, a change in how wealth is managed is appearing as money passes to a new generation. Experts predict that about $124 trillion will be transferred by 2048, with women expected to inherit 56% of this amount. This shift is leading to 'trust-based philanthropy,' such as MacKenzie Scott's decision to give $26 billion in grants without strict rules. This method prioritizes solutions led by the community rather than the donor. While older donors often see charity as a way to leave a long-term legacy, younger heirs are calling for money to be spent faster to fix social inequalities.

另一方面，隨著財富傳遞給新一代，財富管理方式正出現變化。專家預測，到 2048 年將有約 124 兆美元被轉移，其中預計 56% 將由女性繼承。這種轉變正導致「信任導向的慈善」（trust-based philanthropy），例如 MacKenzie Scott 決定捐贈 260 億美元的撥款且不設嚴格限制。此方法優先考慮由社區主導而非由捐贈者主導的解決方案。年長捐贈者通常將慈善視為留下長期遺產的方式，而年輕繼承者則呼籲加快資金使用速度以解決社會不平等問題。

From a policy point of view, critics argue that voluntary giving is not enough. The Institute for Policy Studies suggests that official changes, such as wealth taxes and more transparency for donor funds, would be more effective than relying on the choices of the rich. This shows a growing tension between the old tradition of wealthy generosity and the modern reality of extreme wealth concentration.

從政策角度來看，批評者認為自願捐贈是不夠的。政策研究學院建議，採取正式的變革，如財富稅以及提高捐贈基金的透明度，會比依賴富人的選擇更有效。這顯示了富豪慷慨的舊傳統與極端財富集中的現代現實之間，緊張關係日益增加。

The world of charity is currently defined by a conflict between slow voluntary promises and a new, faster model of giving driven by a change in generations.

目前的慈善世界，定義在於緩慢的自願承諾與由世代更替所驅動的新型快速捐贈模式之間的衝突。