Global financial markets are currently unstable due to new conflicts between the United States and Iran, as well as uncertainty regarding the Federal Reserve's future decisions on interest rates.

由於美國與伊朗之間的新衝突，以及聯準會對未來利率決策的不確定性，目前全球金融市場處於不穩定狀態。

The global political situation has become unstable because the ceasefire between the U.S. and Iran has ended. This has led to military strikes and disrupted shipping through the Strait of Hormuz. Consequently, Brent crude oil prices rose toward $80 per barrel, although they later stabilized as investors considered the increase in oil production from non-Gulf countries. Furthermore, the International Monetary Fund (IMF) has lowered its 2026 global growth forecast to 3.0%, stating that energy price shocks are slowing down the economy.

由於美國與伊朗之間的停火協議已經結束，全球政治局勢變得不穩定。這導致了軍事打擊，並擾亂了通過霍爾木茲海峽的航運。因此，布蘭特原油價格攀升至每桶 80 美元，但隨後由於投資者考慮到非海灣國家增加原油產量，價格趨於穩定。此外，國際貨幣基金組織 (IMF) 將 2026 年全球增長預測下調至 3.0%，指出能源價格衝擊正在減緩經濟成長。

In the United States, the Federal Open Market Committee is divided over monetary policy. Minutes from the June meeting show two different views: some members believe interest rates should stay between 3.5% and 3.75%, whereas others argue that a rate increase is necessary to fight inflation, which hit 4.1% in May. This inflation is caused by several factors, including government tariffs, instability in the Middle East, and the high cost of expanding artificial intelligence (AI) technology.

在美國，聯邦公開市場委員會對貨幣政策存在分歧。六月會議紀錄顯示了兩種不同的觀點：部分成員認為利率應維持在 3.5% 至 3.75% 之間，而其他人則主張必須加息以對抗五月達到 4.1% 的通貨膨脹。這次通膨是由多項因素引起，包括政府關稅、中東局勢不穩以及擴展人工智慧 (AI) 技術的高昂成本。

Stock markets have reacted differently to the AI trend. The Nasdaq and S&P 500 recovered because of high demand for semiconductors, highlighted by the successful U.S. listing of SK Hynix. In contrast, the South Korean Kospi index has fallen, which analysts describe as a correction after too much investment in chipmakers. Meanwhile, gold prices have dropped significantly since January, leading some experts to suggest that investors should keep gold at 5% to 10% of their portfolios to reduce risk.

股市對 AI 趨勢的反應各異。由於對半導體的需求強勁，加上 SK Hynix 成功在美國上市，那斯達克與標普 500 指數有所回升。相比之下，南韓綜合指數 (Kospi) 則下跌，分析師將其描述為對晶片製造商過度投資後的修正。與此同時，金價自一月起大幅下跌，導致部分專家建議投資者將黃金佔投資組合的比例維持在 5% 至 10%，以降低風險。

Current market conditions remain risky, as asset prices fluctuate between optimism about AI and the dangers of lasting inflation and political instability.

目前市場狀況依然充滿風險，因為資產價格在對 AI 的樂觀情緒與長期通膨及政治不穩定之風險之間波動。