New data shows that many people have more money now. There are more millionaires and billionaires in the world.

新數據顯示現在許多人擁有更多財富。世界上的百萬富翁與億萬富翁數量有所增加。

More people are billionaires now. This happened because AI companies made a lot of money. The USA has the most very rich people.

現在更多人成為億萬富翁。這是因為 AI 公司賺了很多錢。美國擁有超級富豪的人數最多。

There are 57.5 million millionaires. France and the UK have more millionaires. But some billionaires left the UK because of new tax rules.

目前有 5,750 萬名百萬富翁。法國與英國的百萬富翁數量增加。但部分億萬富翁因新的稅務規定而離開了英國。

Total wealth grew by 10.8%. However, a very small group of people has most of the money. Most normal people have less money than before. The USA and China have more than half of the world's money.

總財富增長了 10.8%。然而，極少數人掌控了大部分財富。大多數普通人擁有的錢比以前少。美國與中國擁有全世界超過一半的財富。

The world has more money, but only a few rich people have it. This makes the gap between rich and poor bigger.

世界財富雖然增加，但僅由少數富豪掌控。這使得貧富差距更加擴大。

Recent data from UBS shows a significant increase in global personal wealth and the number of millionaires and billionaires, while the gap between the rich and the poor continues to grow.

UBS 最近的數據顯示，全球個人財富以及百萬富翁與億萬富翁的人數顯著增加，而貧富差距則持續擴大。

The global billionaire population has grown by 13%, reaching a total of 3,302 people. This growth was mainly caused by the rise in stock market values, especially in the artificial intelligence sector. The United States remains the leader in this area, as it is home to 15 of the 37 people with a net worth over $50 billion. Furthermore, the number of millionaires has increased to 57.5 million, with the U.S. accounting for nearly half of this annual growth. In Europe, France and the UK saw the largest increases in millionaires, although the UK saw fewer billionaires, possibly because of changes to tax laws for foreign residents.

全球億萬富翁人數增長了 13%，總數達到 3,302 人。這一增長主要由股市價值上升驅動，特別是在人工智慧領域。美國在該領域仍保持領先，在 37 位淨資產超過 500 億美元的人士中，有 15 位來自美國。此外，百萬富翁人數增加至 5,750 萬人，美國約佔此年度增長的一半。在歐洲，法國和英國的百萬富翁增幅最大，但英國的億萬富翁人數有所減少，可能是由於外籍居民稅法的變更。

Although total personal wealth rose by 10.8%, the distribution of these assets is very uneven. According to the World Inequality Report, the richest 0.001% of the population controls three times more wealth than the bottom 50%. Consequently, the median wealth in most markets has actually decreased since 2020. The report also emphasizes extreme inequality in the UAE and Russia. Geographically, the United States and Greater China together hold more than half of the world's personal wealth, with the U.S. share rising to 35.7%.

儘管總個人財富增長了 10.8%，但資產分佈極不平均。根據《世界不平等報告》，最富有的 0.001% 人口所掌控的財富是底層 50% 人口的三倍。因此，自 2020 年以來，大多數市場的財富中位數實際上有所下降。報告還強調了阿拉伯聯合大公國和俄羅斯的極端不平等現象。從地理分布來看，美國和大中華區合計持有全球超過一半的個人財富，其中美國的份額上升至 35.7%。

Global wealth is growing quickly, but this growth is concentrated among the wealthiest people and specific regions, which increases systemic inequality.

全球財富增長迅速，但增長集中在最富有的人群與特定地區，這加劇了系統性的不平等。

Recent data from UBS indicates a significant increase in global personal wealth and the number of millionaires and billionaires, alongside a widening gap in wealth distribution.

瑞銀（UBS）最近的數據顯示，全球個人財富以及百萬富翁與億萬富翁的人數顯著增加，但同時財富分佈的差距也在擴大。

The global billionaire population has expanded by 13%, reaching a peak of 3,302 individuals. This accumulation is attributed largely to the appreciation of equity markets, specifically driven by the artificial intelligence sector. The United States maintains a dominant position in this stratum, hosting 15 of the 37 individuals whose net worth exceeds $50 billion. Concurrently, the millionaire class has grown to 57.5 million people, with the U.S. accounting for nearly 50% of the annual increase. In Europe, France and the UK recorded the highest absolute gains in millionaire populations, though the UK experienced a decline in its total billionaire count, potentially linked to the cessation of the non-domiciled tax regime.

全球億萬富翁人數增長了 13%，達到 3,302 人的峰值。這種累積主要歸因於權益市場的升值，特別是由人工智慧（AI）部門所驅動。美國在這一層級保持主導地位，在 37 位淨資產超過 500 億美元的個人中，美國佔了 15 位。同時，百萬富翁階級已增長至 5,750 萬人，美國佔每年增長近 50%。在歐洲，法國與英國的百萬富翁人口絕對增長最高，儘管英國的億萬富翁總數有所下降，這可能與取消非居民納稅制度（non-domiciled tax regime）有關。

Despite the aggregate increase in personal wealth—which rose by 10.8%—the distribution of such assets remains highly asymmetrical. The World Inequality Report notes that 0.001% of the population controls three times the wealth of the bottom 50%. This divergence is further evidenced by the decline in median wealth across most analyzed markets since 2020. The Gini coefficient highlights extreme disparities in the UAE and Russia, both scoring 0.82. Geographically, the United States and Greater China collectively hold over half of the world's personal wealth, with the U.S. share increasing to 35.7%.

儘管個人財富總額增長了 10.8%，但此類資產的分佈依然高度不對稱。《世界不平等報告》指出，0.001% 的人口控制著比底層 50% 人口多三倍的財富。自 2020 年以來，大多數分析市場的中位數財富下降，進一步證明了這種分歧。基尼係數凸顯了阿拉伯聯合大公國與俄羅斯的極端差距，兩者得分均為 0.82。從地理上看，美國與大中華區共同持有全球超過一半的個人財富，其中美國的份額增加至 35.7%。

Global wealth is increasing at an accelerated rate, yet this growth is concentrated among the wealthiest individuals and specific geographic hubs, exacerbating systemic inequality.

全球財富正加速增長，但這種增長集中在最富有的個人與特定地理樞紐，加劇了系統性不平等。