A new report shows how much money people have in Australia and the USA. It also looks at the Australian stock market in 2026.

一份新報告顯示了澳洲與美國民眾擁有的財富 amount。報告同時分析了 2026 年澳洲股市的情況。

Australia is now third in the world for wealth. Many people have more money because house prices went up. Now, 1.6 million people in Australia are millionaires.

澳洲目前的財富排名全球第三。由於房價上漲，許多人的財富增加。現在澳洲有 160 萬人是百萬富翁。

In the USA, the situation is different. The USA has the most money in the world. However, a few rich people have most of the money. Most normal people have less money than before.

在美國，情況有所不同。美國擁有全球最多的財富。然而，少數富人佔有了大部分財富，大多數普通人的財富則比以往減少。

Australia's stock market did not grow much. It grew less than 3 percent. This is bad because other markets in the USA grew much more. Some health and software companies lost a lot of money.

澳洲股市並沒有顯著成長，增長率低於 3%。這點並不理想，因為美國其他市場的成長幅度大得多。部分醫療與軟體公司損失慘重。

Some companies did well. Mining companies with gold and copper made money. Some small technology and military companies also grew very fast.

不過也有部分公司表現良好。經營金與銅的礦業公司獲利豐厚。部分小型科技與軍事公司也成長得非常快速。

Australia is wealthy, but its stock market is slow. The USA has the most money, but it is not shared equally.

澳洲很富有，但其股市成長緩慢。美國擁有最多財富，但分配並不平均。

Recent data from the UBS Global Wealth Report 2026 shows different wealth trends in Australia and the United States. It also provides a detailed look at how the Australian Securities Exchange (ASX) performed during the 2026 financial year.

根據 UBS 2026 年全球財富報告的最新數據，澳洲與美國的財富趨勢有所不同。該報告還詳細分析了澳洲證券交易所 (ASX) 在 2026 財政年度的表現。

In terms of global wealth, Australia now has the third-highest median adult wealth in the world, following only Luxembourg and Belgium. This growth was caused by rising house prices and strong international stock markets, which helped 25,000 more people become millionaires. In contrast, the United States shows a huge gap between average and median wealth. Although the U.S. holds 35.7 percent of global private wealth, the median wealth per adult has actually fallen since 2020. This suggests that wealth is concentrated in the hands of a small number of wealthy households.

在全球財富方面，澳洲目前的成年人財富中位數排名全球第三，僅次於盧森堡與比利時。這一增長是由於房價上漲和國際股市強勁，使多出 2.5 萬人成為百萬富翁。相比之下，美國在平均財富與中位數財富之間存在巨大差距。儘管美國持有全球 35.7% 的私人財富，但每位成年人的中位數財富自 2020 年以來實際上有所下降。這顯示財富集中在少數富裕家庭手中。

Meanwhile, the Australian stock market remained flat in 2026, with a small gain of less than 2.8 percent. When adjusted for inflation, this is actually a loss. This performance was much weaker than international markets like the S&P 500 and NASDAQ, which grew by 20.8 percent and 28.7 percent. The ASX 200 struggled because of big losses in healthcare companies and software stocks, such as Wisetech, which fell by 70 percent due to AI competition and leadership problems.

與此同時，澳洲股市在 2026 年表現持平，僅小幅增長不到 2.8%。若經通貨膨脹調整後，實際上是虧損的。這一表現遠低於 S&P 500 和 NASDAQ 等國際市場，後者分別增長了 20.8% 和 28.7%。ASX 200 表現不佳是因為醫療保健公司和軟體股（例如 Wisetech）損失慘重，Wisetech 因 AI 競爭與領導層問題導致股價下跌 70%。

However, some sectors remained strong. Mining companies with gold and copper, such as BHP and Rio Tinto, performed well. Furthermore, some small technology and speculative firms saw huge increases. For example, 4D Medical rose by 1700 percent, and Electro Optic Systems grew by 277 percent because countries are spending more on military equipment to stop drones.

然而，部分產業依然強勁。經營金與銅的礦業公司（如 BHP 和 Rio Tinto）表現良好。此外，部分小型科技與投機公司出現大幅增長。例如 4D Medical 飆升 1700%，Electro Optic Systems 則增長 277%，主因是各國增加軍事設備開支以對抗無人機。

Australia continues to have high median wealth despite a weak local stock market, whereas the United States is seeing a growing gap between the rich and the poor despite being the world's largest wealth hub.

儘管本地股市疲軟，澳洲仍維持較高財富中位數；而美國雖然是全球最大的財富中心，但貧富差距卻日益擴大。

Recent data from the UBS Global Wealth Report 2026 delineates divergent wealth trajectories in Australia and the United States, while providing a detailed assessment of the Australian Securities Exchange's performance for the 2026 financial year.

瑞銀 2026 年全球財富報告的最新數據，描繪了澳洲與美國截然不同的財富增長軌跡，同時詳細評估了澳洲證券交易所 2026 財政年度的表現。

Regarding global wealth distribution, Australia has attained the third-highest median adult wealth globally, surpassed only by Luxembourg and Belgium. This elevation is attributed to the appreciation of residential real estate and buoyant international equity markets, which contributed to an increase of 25,000 individuals attaining millionaire status, bringing the total to 1.6 million. Conversely, the United States exhibits a profound divergence between average and median wealth. While the U.S. remains the primary center of private wealth—accounting for 35.7 percent of global personal wealth and generating 441,078 new millionaires in 2025—the median wealth per adult has declined since 2020. This disparity is quantified by a wealth Gini coefficient of 0.77, indicating a high concentration of assets among a minority of households.

關於全球財富分佈，澳洲的成年人財富中位數位居全球第三，僅次於盧森堡與比利時。此提升歸因於住宅房地產升值及國際股市暢旺，導致增加 25,000 人達到百萬富翁身分，使總數達到 160 萬人。相反地，美國的平均財富與中位數財富之間存在深刻分歧。雖然美國仍是私人財富的主要中心——佔全球個人財富 35.7% 並在 2025 年創造了 441,078 位新百萬富翁——但成年人的財富中位數自 2020 年起已有所下降。此差距由 0.77 的財富基尼係數量化，顯示資產高度集中於少數家庭手中。

Within the Australian domestic equity market, the 2026 financial year was characterized by stagnation, with a nominal gain of less than 2.8 percent, representing a real-term decline when adjusted for inflation. This performance is markedly inferior to international indices, such as the S&P 500 and the NASDAQ, which recorded gains of 20.8 percent and 28.7 percent, respectively. The ASX 200's underperformance was exacerbated by significant losses in the healthcare sector, specifically CSL and Cochlear, and a general downturn in software equities, exemplified by Wisetech's 70 percent decline. The latter was attributed to a combination of artificial intelligence disruption and governance concerns regarding executive leadership.

在澳洲國內股票市場中，2026 財政年度的特點是停滯不前，名義增幅低於 2.8%，經通貨膨脹調整後實際上是下降的。此表現明顯劣於國際指數，例如 S&P 500 與 NASDAQ 分別錄得 20.8% 與 28.7% 的增長。ASX 200 的表現不佳，部分原因是醫療保健產業損失慘重，特別是 CSL 與 Cochlear，以及軟體股票的普遍下跌，例如 Wisetech 下跌了 70%。後者被歸因於人工智慧的顛覆影響以及對高階領導治理的擔憂。

Notwithstanding the general market malaise, specific sectors demonstrated resilience. Outperformance was primarily concentrated in mining entities with copper and gold assets, such as BHP and Rio Tinto. Furthermore, speculative assets and niche technology firms experienced substantial appreciation; 4D Medical recorded a 1700 percent increase, while Electro Optic Systems Holdings rose 277 percent, the latter driven by the global escalation of military procurement for counter-drone systems.

儘管市場普遍低迷，但特定產業展現了韌性。優異表現主要集中在擁有銅與金資產的礦業實體，如 BHP 與 Rio Tinto。此外，投機性資產與小眾科技公司經歷了大幅升值；4D Medical 錄得 1700% 的增長，而 Electro Optic Systems Holdings 則上升 277%，後者是由於全球對反無人機系統的軍事採購升級所推動。

Australia maintains a high median wealth position despite a stagnant domestic share market, while the United States experiences intensifying wealth concentration despite its status as the world's largest private wealth hub.

儘管國內股市停滯，澳洲仍維持高財富中位數的地位；而美國雖然是全球最大的私人財富中心，但財富集中度正日益加劇。