A new study shows that many people in the USA are not happy with their money. Prices are going up and there are problems in other countries.

一項新研究顯示，許多美國人對自己的財務狀況不滿意。物價正在上漲，且其他國家也出現了問題。

Rich people are more happy with their money. Only 16 percent of people feel good about their finances. People with a lot of money have better health and live longer.

富裕的人對自己的金錢較為滿足。僅有 16% 的人對自己的財務狀況感到良好。擁有較多金錢的人健康狀況較佳且壽命更長。

Many people are now worried about money. Even people with good jobs shop at cheap stores like Walmart to save money.

許多人現在對金錢感到擔心。即使是有好工作的人，也會在像 Walmart 這樣的廉價商店購物以節省開支。

There is a war in Iran. This war makes gas more expensive. Now, gas costs more than $4.00. This costs every home about $750 more.

伊朗發生了戰爭。這場戰爭導致油價上漲。現在油價已超過 4 美元。這使得每個家庭約增加 750 美元的支出。

Many people in the USA do not have enough money. This is because of a big gap between rich and poor people and the war in Iran.

許多美國人沒有足夠的金錢。這是因為貧富差距巨大以及伊朗戰爭所導致的。

A joint study by Edward Jones and Gallup shows that many U.S. consumers lack financial satisfaction, a problem that has become worse due to rising prices and global instability.

Edward Jones 與 Gallup 的共同研究顯示，許多美國消費者缺乏財務滿足感，而物價上漲與全球局勢不穩使這個問題變得更加嚴重。

The data shows that only 16 percent of the people surveyed feel financially satisfied. There is a clear connection between how much a person earns and their level of satisfaction; for example, only 3 percent of those earning under $35,000 feel satisfied, compared to 37 percent of those earning $175,000 or more. Furthermore, data from the Federal Reserve Bank of New York emphasizes that the wealthiest 1 percent of households own about 32 percent of the country's total wealth.

數據顯示，受訪者中僅有 16% 感到財務滿足。一個人的收入多少與其滿足程度之間有明顯的關聯；例如，年收入低於 35,000 美元的人中，僅有 3% 感到滿足，而年收入 175,000 美元或以上的人則有 37%。此外，紐約聯邦儲備銀行的數據強調，最富有的 1% 家庭擁有全國約 32% 的總財富。

Wealth inequality also affects health and lifestyle. While happiness levels seem to stop increasing once a person earns $90,000 a year, other factors like physical health and life expectancy continue to improve as wealth increases. In contrast, people with lower and middle incomes report more financial stress and heart-related health risks. Consequently, more people are shopping at discount stores like Walmart and Dollar General, including some who earn more than $100,000.

財富不平等也影響健康與生活方式。雖然當一個人年收入達到 90,000 美元後，快樂程度似乎停止增加，但其他因素如身體健康與預期壽命，則隨著財富增加而持續改善。相反，低收入與中產人士報告有更多的財務壓力與心臟相關的健康風險。因此，更多人選擇在 Walmart 和 Dollar General 等折扣店購物，其中甚至包括一些年收入超過 100,000 美元的人。

External economic pressures have increased due to the conflict in Iran that began on February 28. This event caused fuel prices to rise from $2.98 to over $4.00 per gallon. Moody’s Analytics estimates that this conflict has cost the average household an extra $750. Despite these financial struggles, the Trump administration has stated that stopping nuclear threats in Iran is more important than the immediate financial stability of the public.

由於 2 月 28 日開始的伊朗衝突，外部經濟壓力增加。此事件導致燃料價格從每加侖 2.98 美元上升至 4.00 美元以上。Moody’s Analytics 估計，這場衝突使平均每個家庭額外支出 750 美元。儘管面臨這些財務困難，川普政府表示，阻止伊朗的核威脅比公眾即時的財務穩定更為重要。

The U.S. population is currently experiencing a serious gap in financial security, caused by systemic wealth inequality and made worse by the economic effects of the conflict in Iran.

美國人口目前正經歷嚴重的財務安全差距，這是由系統性財富不平等造成，並因伊朗衝突的經濟影響而惡化。

A joint study by Edward Jones and Gallup reveals a significant deficit in financial fulfillment among U.S. consumers, exacerbated by inflationary pressures and geopolitical instability.

Edward Jones 與 Gallup 的一項聯合研究顯示，美國消費者在財務滿足感方面存在顯著不足，且在通貨膨脹壓力與地緣政治不穩定的影響下而加劇。

The empirical data indicates that financial fulfillment—defined by a threshold of 30 positive responses across 37 metrics—is attained by only 16 percent of the surveyed population. A positive correlation exists between income levels and the attainment of this state; specifically, fulfillment rates ascend from 3 percent among individuals earning under $35,000 to 37 percent for those earning $175,000 or more. This disparity is further contextualized by Federal Reserve Bank of New York data, which notes that the top 1 percent of households possess approximately 32 percent of national wealth.

實證數據顯示，財務滿足感（定義為在 37 項指標中獲得 30 項正面回應）僅有 16% 的受訪人口達成。收入水準與達成此狀態之間存在正相關；具體而言，滿足率從年收入 3.5 萬美元以下人士的 3%，上升至年收入 17.5 萬美元或以上人士的 37%。紐約聯準銀行的數據 further 說明了此差距，指出最頂層 1% 的家庭擁有全國約 32% 的財富。

Beyond fiscal metrics, the stratification of wealth manifests in divergent health outcomes. While happiness levels reportedly plateau at an annual income of $90,000, broader indicators of well-being, including physical health and longevity, continue to improve with increased wealth. Conversely, lower and middle-income cohorts exhibit higher incidences of financial anxiety and cardiovascular risk. This economic volatility has prompted a shift in consumer behavior, characterized by an increased reliance on discount retailers such as Walmart and Dollar General, even among demographics earning in excess of $100,000.

除了財務指標外，財富分層也體現在不同的健康結果上。雖然據報導，當年收入達到 9 萬美元時，幸福感會進入平台期，但更廣泛的福祉指標（包括身體健康與壽命）仍隨財富增加而持續改善。相反，低收入與中產階級群體出現財務焦慮與心血管風險的機率較高。這種經濟波動導致消費者行為改變，即使是年入超過 10 萬美元的人群，也增加了對 Walmart 與 Dollar General 等折扣零售商的依賴。

External macroeconomic pressures have been intensified by the conflict in Iran, which commenced on February 28. This geopolitical event precipitated a rise in fuel costs from $2.98 to over $4.00 per gallon. Moody’s Analytics estimates that this conflict has imposed an additional financial burden of $750 per household. Despite these domestic economic pressures, the Trump administration has prioritized the neutralization of nuclear threats in Iran over the immediate financial stabilization of consumers.

外部宏觀經濟壓力因 2 月 28 日開始的伊朗衝突而加劇。此地緣政治事件導致燃料成本由每加侖 2.98 美元上升至超過 4.00 美元。Moody’s Analytics 估計，這場衝突為每戶家庭增加了 750 美元的財務負擔。儘管面臨這些國內經濟壓力，川普政府仍將消除伊朗核威脅視為優先事項，而非消費者的即時財務穩定。

The U.S. population currently faces a profound gap in financial security, driven by systemic wealth inequality and exacerbated by the economic externalities of the Iran conflict.

美國人口目前面臨深沉的財務安全差距，由系統性財富不平等驅動，並因伊朗衝突的經濟外部因素而加劇。